Over 50? You Could Save $364* On Your Auto Insurance
Are experienced drivers better drivers? Absolutely. That's why we offer exclusive savings on auto insurance quotes to AARP members. Drivers over 50 save an average of $364* on their auto insurance by switching.
AARP Members Enjoy Auto Insurance Benefits from The Hartford
Save on Automobile Insurance with the AARP® Auto Insurance Program from The Hartford
The AARP® Auto & Home Insurance Program from The Hartford offers AARP members exceptional coverage at great rates on their automobile insurance.
When AARP members get an automobile insurance quote and buy auto insurance protection from The Hartford, they enjoy a comprehensive package of benefits and services not found with most other auto insurance providers.
Availability of features and benefits may vary by state.
First Accident Forgiveness†
We waive any premium increase associated with your first accident so long as all drivers on your policy are free of accidents and major violations for the previous five years.
No need to worry about losing your auto insurance protection. Once you become a policyholder, you are assured continued coverage as long as you're able to drive and meet a few simple requirements.
New Car Replacement
If you have a total loss of your new car within 15 months and/or 15,000 miles of purchase, The Hartford will pay the entire replacement cost for a new one of the same make, model and equipment – with no deduction for depreciation.
Maintain a clean driving record, and we'll reduce your collision deductible by $150. And we'll continue to reduce the deductible by $50 each additional year you keep your good driving record – until it reaches $0.
This automobile insurance feature helps pay for the cost of home services such as cooking, cleaning, shopping, transportation and yard work if you're injured in an accident.
12-Month Rate Protection
Because the AARP® Auto Insurance Program from The Hartford offers a 12-month policy, your rates are locked in for a full year – not just 6 months like most other auto insurance companies.
24/7 Hassle-Free Claim Service
When you have an auto insurance claim, it's good to know that your car insurance company has the experience and know-how to make the claims process as smooth as possible. Learn More About Our Auto Claims Services.
AARP Members Can Save Even More on Auto Insurance
The AARP® Auto Insurance Program from The Hartford is designed to save you money. And with our special discounts and credits, the cost of your auto insurance protection could be even lower.
†Some benefits, including First Accident Forgiveness and the Disappearing Deductible, are only available with the optional Advantage Plus package. A policy without these benefits is also available. [Call for details.] To qualify for these two benefits, all drivers on the policy must have a clean record (no accidents or violations) for five consecutive years in most states. For the Disappearing Deductible, these five years must include a period of three consecutive years as a policyholder in the AARP® Auto Insurance Program (commencing after the effective date of the policy issued through this offer). PA drivers are not eligible for the complete disappearance of the deductible, although it will be reduced to a minimum of $100. Availability of the First Accident Forgiveness benefit varies by state.
††If you are age 50 or older, once you're insured through this Program for at least 60 days, you cannot be refused renewal as long as applicable premiums are paid when due. Also, you and other customary drivers of your vehicles must retain valid licenses, remain physically and mentally capable of operating an automobile, have no convictions for driving while intoxicated and must not have obtained your policy through material misrepresentation.
†††Availability of RecoverCare benefit and benefit levels vary by state.